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Author Nick: DesireeOlan1104
Name: Desiree Olan
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About the Author: A nature lover who hopes to retire someday in some secluded beach front in the tropics. But for the meantime, she earns a living by being an online writer. She is also learning the ins and outs of affiliate marketing which she hopes can bring her closer to her dream of financial independence very soon,
Stop using your credit card. If you are filing for bankruptcy, refrain from using your credit card a few months in advance. A court will, generally, frown upon any frivolous charges showing up on your personal bank statements. Try to keep in mind how your bank activity will appear to a judge. If you are […]
A great personal bankruptcy tip is to go over your credit report very carefully to make sure there are no errors on it. Overlooking a bill as small as forty dollars can come back to haunt you and can even make your credit score drop. The resulting drop will put you in hot water with […]
Start by putting together a budget that is based on your total income and your typical expenses. Do this by calculating how much you and members of your household make and then calculating your monthly bill amount. You should not spend more than you bring in. Make sure to record all expenditures. This will give […]
Consider your circumstances when filing your taxes. To receive your refund quickly, file it as early as possible. It is a better idea to file near April 15th if there is a chance the you owe the government money in taxes. It’s important that you carry a debit card and some cash if you’re going […]
In this economy, it’s best to have multiple savings plans. Put some of your money into traditional checking and savings accounts, but also invest some in stocks, accounts yielding higher interest, and even gold. Look for new ways to invest your money, and make sure you keep it safe. Get rid of your cell phone […]
