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Since this April (the beginning of the new tax year), the government has increased the ISA allowance, meaning you now have a bigger tax-free window to maximise your savings and investments. Apart from the benefit of the tax-free allowance per year, ISA’s are highly flexible because they permit both lump sum investments as well as […]

Since their introduction in 1999, ISAs – or individual savings accounts – have gone on to be adopted by all types of consumer looking to make the most of their nest egg with the added bonus of being tax efficient. Originally, the ISA was brought to the market as a replacement for existing products like […]

SIPP stands for Self-Invested Personal Pension – it is part of the Personal Pension Plan family that is boosted by the UK government, allowing individuals to choose investments for their retirement that are approved by the HM Revenue & Customs (HMRC). What makes all Personal Pension Plans (PPP or PPS) stand out is that they […]

Personal Pension Schemes (PPS), or Personal Pension Plans (PPP), are in effect UK tax-efficient individual investment vehicles. They are primarily designed to help you build a capital sum that will provide for your retirement. Personal pensions are a great way to help secure your golden years. The advantage of a personal or stakeholder pension is […]

With interest rates still hovering just above zero per cent, finding a reliable way to invest your savings can prove to be problematic at the moment. Many savers have wondered if a traditional savings account is worth considering at all, given the low return on their investment. Fortunately, for those not keen on investing their […]