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Long term care (LTC) planning is not just about estimating the cost of care in your area so that you can get the right coverage from an insurance company.  You should also take into account the place where you want to grow old.  South Carolinians, for instance, have a lot of choices in terms of […]

Texan families are close-knit and this explains why most of the elderly folks in the state of Texas prefer to grow old and receive care at home.  As a matter of fact, many of them were spending $21 per hour, or $41,070 every year, out-of-pocket for personal care or assistance in the activities of daily […]

Buying a long term care insurance (LTCI) policy in Florida is part of the lifestyle of Floridians because the cost of care in this state is daunting.  Among the long term care plan that insurance companies offer, majority of Floridians prefer those under the new Florida long term care partnership program as these guarantee full […]

So many controversies have been surrounding Iowa long term care insurance (LTCI) providers since time immemorial. Who can forget the angry protests of senior LTCI policyholders four years ago, which stemmed from their denied claims.  Majority of these senior citizens have purchased a comprehensive LTCI policy that promised full coverage of in-home care. Although a […]

New York is among the most expensive states to grow old and this explains why majority of New Yorkers have already invested in a New York long term care insurance. For home health aide services, families in this state are shelling out $25 per hour.  This type of long term care service basically covers assistance […]