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Before disbursal Processing fee: This is payable with the application and is non-refundable. Charges are between 0.5% and 1% of the loan amount. Legal and technical charges: Some banks levy this charge when they disburse the loan. Charges vary from bank to bank. Stamp duty: Many banks also recover the stamp duty paid on the […]

According to a notification by the Reserve Bank of India, housing loan for construction of farm houses and to staff members of the banks will also not eligible for the subsidy announced by the government for constructing houses worth up to Rs. 20 lakh. Banking Non-resident Indians will not be eligible for the 1% interest […]

Rush if you want to park money in a fixed deposit that offers the highest rate. This is because banks, barring the odd one, will end special deposit schemes from April 1. Special deposit schemes offer a higher rate than normal schemes. Union Bank of India, for example, is offering 9.15 per cent for a […]

Lakshmi Vilas Bank has announced to implement ‘Financial Inclusion’ in Tamil Nadu through an extension of its banking services by appointing ‘Business Correspondents’ across the state. The bank has planned to implement its services with an objective of ensuring greater reach to the underprivileged sections of the society through availing the business correspondent services of […]

The German lender had narrowed in on Axis Bank and IndusInd Bank from the initial 11 bidders and its credit cards business has 150,000 active cards and outstanding of 2-2.5 billion rupees, the report said citing unidentified sources. “IndusInd is close to striking the deal with Deutsche Bank and could offer a small premium to […]