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The United Arab Emirates central bank issued new guidelines on retail loans and fees as well as capped personal loans at 20 times a borrower’s monthly salary in a bid to control lending and curb excessive charges. The repayment period for personal loan can’t exceed 48 months, the regulator said in a circular posted on its […]

The Indira Gandhi National Open University (IGNOU) has introduced a new web portal for its students and partner institutions (PIs). According to the statement of an official it would play a vital role in providing guidelines, publishing information and enhancing interaction. The official has said that the web portal has been designed and developed jointly […]

Citibank has witnessed maximum 92 frauds of cloning of debit/credit cards or use of fake cards involving over Rs 1.89 crore from 2007-08 to December 2010. “Largest number of such frauds belong to Citibank from 2007-08 to December 2010…RBI’s committee has suggested a number of steps including replacing the magnetic strip on cards by a […]

The scramble for cash to meet year-end targets has made banks pay 10 % for even one-month deposits. According to bankers, the rates for such deposits may rise further, as certificates of deposit (CDs) worth Rs 1 lakh crore will come up for renewal in this month. Deposit growth of commercial banks was 17 % […]

As life becomes complex, there are financial needs that one cannot anticipate in totality. Be it a medical emergency or some unexpected expenses at a wedding, one needs a lifeline in terms of quick access to money. Personal loans do just that. It is a loan where the borrower need not disclose the end use […]