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Audi AG, the luxury unit of Volkswagen AG, plans to form an auto finance arm in India after offering car loans helped rival Bayerische Motoren Werke AG become the country’s biggest luxury car seller last year. Audi planned an announcement on vehicle financing as early as this month, Michael Perschke, head of the Ingolstadt, Germany-based […]

Non-banking finance companies (NBFCs) engaged in gold loan business may overhaul their business models, especially the fund-raising pattern. This follows a Reserve Bank of India (RBI) directive that says bank credit to NBFCs for giving loans against gold jewellery will not be treated as exposure to the agricultural sector. As regular loans are costlier than […]

A personal loan is and should be taken to tide over emergencies only. It should not be taken on whims or just because one feels like splurging. They carry high interest rates or if it is a secured personal loan then you may lose your collateral. If you are self-employed or salaried, there may be […]

Most people believe a home loan can power an easy ride to a dream but they forget that repayment obligations can be long and burdensome. Most borrowers are also oblivious of the legal hassles that may follow if one fails to repay a loan. This holds true for other borrowings, such as car loan and personal loan, too. But […]

Union Finance Minister Pranab Mukherjee inaugurated the 5000th Rural Branch of State Bank of India (SBI) at Kandi town of West Bengal’s Murshidabad district. The branch is at Sagardighi Railway Station on-line from Mohan Bagan Ground in Kandi where he also inaugurated 13,333rd Branch of SBI at Kandi Bus Stand and 22,222nd ATM of State […]