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State Bank of India (SBI), has cut off pre-payment charges on home loans, giving some succour to borrowers who want to foreclose their accounts. “We have decided to do away with pre-payment charges on all kinds of housing loans with immediate effect,” a senior official of the bank said. The bank has been charging pre-payment […]

The art of expenditure is all about receiving the right value for every rupee spent and making suitable decisions on the mode of dealings – cash, cheque, credit card or equated monthly installments (EMIs) – that will help us meet all expenses needs with ease and soothe. Making a relations budget for spending, including regular […]

CIBIL TransUnion score can be obtained online by making a payment via a credit/debit card or netbanking account, and authenticating by answering 5 questions about ones loans or credit cards, after which the report is indeed sent to the user on his registered e-mail i.d. The user only needs to send documents if authentication fails. […]

ICICI Bank looking to buy loan portfolio’s of European banks. “The opportunity to pick up some good assets at good pricing clearly exists. So, that’s what we are looking at all the time and exercising it whenever we see the right opportunity,”. We have picked up some which are India-related assets, but I would say […]

SBI has decided to waive Pre-payment charges on home loans to both Floating and Fixed rates, for old and new home loan customers. With this decision, SBI is the only bank which does not charge any fee from pre payment their home loans or before end of the loan term. Banks and Housing Finance Companies […]