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ICICI Bank launched a credit card targeted at the super affluent. Customers will get two different Credit cards, one each from payment gateways American Express and MasterCard, but both will be linked to a single card account. The card christened Sapphiro is the third offering in its Gemstone collection and is aimed at super affluent […]

With speculation about the Union Budget 2012-13 already doing the rounds, city’s real estate industry too has voiced its prospect. Mainly revolving around enlarged subsidy on interest rate for loans towards reasonable housing and industry status for taxation and construction and relaxation of FDI up to 51 % into multi-branding, the industry is hopeful of […]

The RBI has acted swiftly in cutting the cash reserve ratio (cash that banks have to keep with the RBI) from 5.5 % to 4.75 % to prevent a crisis in banks. They had been borrowing heavily from the RBI facility, reflecting the heavy liquidity deficit they faced. Borrowing by banks had reached Rs 1,10,000 […]

Poor credit score or history is a general problem that can weaken your finances. It may happen during the early employment days when individuals borrow to buy vehicles or take personal loans to meet their rising credit card bills. Equally liable are mature families who borrow to fund the higher education of their children or […]

The State Bank of India (SBI) is likely to cut interest rates on education loans by up to one per cent from 20 feb 2012. Banks have started scaling down interest rates on education and home loans after repeated hikes over the last two years as the Reserve Bank of India (RBI) has eased its […]