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The fixed maturity plan (FMP) juggernaut rolls. With interest rates remaining at a high level of TFP, which invest primarily in bank certificate of deposit (CDs) are now almost complete mobilization of the mutual fund (MF) trade in new launches. FMPs awesome move of 338 crore Rs 68 or 97.8% of the money collected from […]

At a time when most other banks are slowing down their credit card business, Pune-headquartered Bank of Maharashtra joined hands with State Bank of India Cards and Payment Services to launch a new co-branded credit card product suite for its customers. “The credit card gives a sense of security for the customer but it is […]

ICICI Bank Ltd.’s net interest margin, likely under pressure in April-June due to rising interest rates, should remain at around 2.6% this fiscal year, helped in part by improving margins at the international book of India’s largest private sector bank by assets, its chief financial officer said. “There are indeed headwinds in this [net interest […]

Banks need to be convinced nearly regular income for such loans. When Jamshedpur-based Siddhi Sharma approached a finances for a Rs 20-lakh home loan, she wasn’t trusty of the response. With just six age to go for her retirement and award the exclusive author of income after that, she did not know how the ridge […]

At the peak of the global housing crisis in 2008, a group of executives at State Bank of India (SBI) were busy devising a new home loan scheme meant to boost the sluggish demand. The growth in housing loans had fallen from a high of 31.2 per cent in December 2006 to 4.1 per cent […]