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Buying an LTC insurance plan sure proves to be complicated and might need a lot of time, patience, and good understanding especially when it comes to the terminologies and other insurance-related processes such as benefit coverage period, elimination period, and long term care tax breaks. Of these three, the most complicated might be the long […]

One of the most valuable benefits an LTC insurance plan provides its policyholders is the fact that they can use and have access to long term care facilities that are essential in helping them cope with the burdens of being old and sickly. A long term care facility is defined as a facility that gives […]

Long term care elimination period may be one of the toughest and hardest aspects of an LTC insurance plan. It requires be carefully analyzing and understanding before an individual can finally choose the right one for his LTC needs in the future. An LTC insurance’s elimination period is also known as the waiting or qualifying […]

Are you afraid of getting an LTC insurance plan because of its high and expensive monthly premiums? Are you still looking for possible ways of acquiring cheaper rates so you can finally decide on what type of insurance plan to acquire? If so, then it is time that you must know about the long term […]

Together with Reimbursement and Partnership plans, the Indemnity long term care insurance is one of the LTC policy options available and being offered to the public as of the moment. The Indemnity option is known to be more expensive than the other policy options because it pays the insured individual with the full amount of […]