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Almost all of our basic necessities have increased its prices as time goes by. And this fact is inevitable. One of the best things that we can do to assure ourselves that we can still afford to give and satisfy all of our basic needs. This also applies when it comes to the LTC needs […]

Having good and credible resources for useful long term care insurance information is crucial especially to those who are still trying to understand how LTC insurance policies work. As we all know, LTC policies, just like any other insurance plans in the country, are quite complicated. More often than not, there would be insurance terminologies […]

As a mandated provision of the Deficit Reduction Act (DRA) of 2005, the long term care insurance partnership program has been implemented by almost all of the states in the country with hopes of increasing the public awareness regarding LTC insurance plans and the benefits it provides for its policyholders. The government was concerned regarding […]

Long term care is always associated with nursing home care but in reality, it is the act of providing assistance to elderly people and disabled individuals with their activities of daily living (ADL) such as eating, bathing, dressing, use of toilet, managing continence, and transferring or walking.  The industry, in fact, offers a wide array […]

When buying a long term care insurance (LTCI) policy, it is not only the maximum daily benefit amount, maximum benefit period and inflation protection that require attention.  That’s because even if you succeed in calculating these variables you can wind up not receiving your benefits if you pick the wrong long term care elimination period. […]