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Problem: I have been making regular payments on all my bills for the past 5 years. I pay all my store card and credit card bills within the scheduled date. I have not missed a single payment during the past 5 years. However, in spite of my outmost efforts, my outstanding balance is still high. […]

Are you going through tax debt problems by any chance? Have you decided to approach a tax debt relief company to dig out of mounting tax debts? If yes, then you should be extremely cautious while choosing a tax debt relief company. Otherwise, you may become the latest victim of the tax debt relief scams […]

Problem I have defaulted on my Chase credit card. I owe around $47,500 on the card. I am getting calls and letters from Chase every week. Frankly speaking, I am not bothered about this debt. I don’t have any intention to pay off this card. But my parents don’t share the same sentiment. They keep […]

It is quite nerve racking experience to receive continuous calls from debt collectors in any situation. Several creditors often sell or assign the accounts of the delinquent consumers to the collection agencies. Intelligent consumers get help of the debt relief programs such as debt settlement, debt management, debt consolidation, etc. to get rid of debts […]

Problem: I am 24 years old and live in Georgia with my parents. I have few questions regarding my credit. I took out 4 educational loans few years back. My creditors have assigned all the accounts to a collection agency as I didn’t make any payments on them for several months. However, the delinquent accounts […]