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Over the years, the state of Ohio has been weighed down with the increasing demand for long term care of its older residents. In 2003, Ohio ranked seventh with the highest number of adult population. The majority of adults receive care in their homes and assisted living facilities. This has driven the state government from […]

New Jersey is the second most expensive state for assisted living facilities and fourth for nursing home, according to Genworth Financial’s 2010 Cost of Care Survey.  However, the state has the least expenditure for Medicare-certified home health aide services. Meaning, New Jersey residents are laden from sustaining institutional care although it is widely needed. The […]

New York is one of the states with exorbitant long term care facilities. The recent Genworth Financial survey divulges the average cost of private nursing room is $110,960 that exceeds the national average of $67,525. Manhattan has the most expensive rate for both private and semi-private rooms in a nursing home with $459 and $438, […]

The benefit period plays a significant role in determining the price of long term care insurance premiums. By having precise plan and sufficient knowledge on the benefit period, you can maximise your health coverage while save on LTCi premiums at the same time. The long term care insurance benefit period is the duration or length […]

Long term care insurance provides significant protection when the extent of disability or mere frailty curbs a person’s ability of performing daily activities. There are number of pros and cons attached to long term care insurance; however, it is reasonable to secure meaningful golden years rather than suffer the burdening costs of LTC that can […]