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Buying your own home for the first time can be a highly daunting prospect. The legal side of purchasing property is full of new words and terms that you may not understand and almost everybody knows someone who has a horror story about buying property, involving sellers pulling out at the last minute or other […]

‘Probate’ is a word often used when talking about applying for the right to deal with a deceased person’s financial estate. It is also commonly known as ‘administering the estate’. If the person who has died leaves a will In this case one or more ‘executors’ may be named in the will to deal with […]

The term bank charge which is also inaccurately known as “unfair charges” covers all charges made by banks to their customers. The term often relates to the charges in respect of personal current accounts. In the UK, this was not common practice until the 1990s when banks began to introduce this type of charge as […]

Land Registry is the government department which is responsible for registering land in England and Wales. The UK law mandates that all land that is bought, sold or mortgaged must be registered. However, about a third of the land in England and Wales currently remains unregistered with the Land Registry department. There are number of […]