More About the Author "leaderschoice"

Author Nick: leaderschoice
Name: Elizabeth Bloom
Site: http://www.leaderschoiceinsurance.com/
About the Author: Leaders' Choice Insurance Services is a technologically sophisticated insurance agency focused on providing our clients with the highest level of speed and accuracy while considering each client as a true business partner.


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Workers Comp Pure Premium Rate Filings increase in 2012

The top 100 workers’ comp insurers writing business in California, filed for an average pure premium rate increase of 2.8% for 2012, according to a the Department of Insurance. The top 100 carriers account for 96.7% of California’s workers comp insurance market, said Dave Jones, the state insurance commissioner. Jones said the average filings by […]

Workplace Safety Memo to Your Workers: Don’t Bust a Gut and Wear a Helmet

This article looks at the most common workplace injuries and how the nature of those injuries has changed during the last decade. It gives employers a hint of what to watch out for the most among their employees in order to avoid such injuries. Injuries from overexertion cost the most among disabling injuries in the […]

Is Your Workers’ Comp Broker Taking You For Granted?

There are forces that work against you in the client broker relationship and, after time it is probable that your broker has stopped working hard on your behalf. There are a number of reasons for this. The first is the sheer volume of customers a brokers has.  Brokers are human and it much easier to […]

The Seven Vital Questions to Ask Your Workers’ Comp Broker

I often get asked, “How can I tell if the amount of Workers’ Comp insurance coverage that I’ve got is “just right”?  I’ve thought about it and there are seven questions that you can ask your broker to make sure that you are getting the lowest rate with the right carrier. 1. How Many Credits […]

Understanding Workers Comp Credits and Debits: Your Key to Low Rates

Part Two:  Debits Earlier this week I made the point that when it comes to purchasing Worker’s Compensation Insurance the price is not the price. There are two factors that can change your rate. In my earlier post I covered credits now it’s time to look at its evil twin, debits. Debits simply put are […]