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How to Set Up a Personalized Budget

There are many programs out there that can help you begin budgeting your money and allocating expenses. Having a family budget is important for keeping your income and expenses organized. You need to know where you money is going every month. Writing everything down and keeping track of your income and spending can be an […]

The FTC Recommends Self Credit Repair

The Federal Trade Commission, or FTC, was formed in the U.S. in 1914. Their job is to make sure that the public does not fall victim to unfair business practices. They enact laws that keep businesses honest and make them provide equal service to all. One of the most major reports the FTC has come […]

Three Credit Repair Mistakes to Avoid

If you’re dealing with bad credit, you’re certainly not alone. Thousands of Americans have found themselves in this situation after living beyond their means, losing their jobs, or simply finding that they no longer fit into the new definition of a good credit score. If you’re at a loss for how to repair your credit, […]

Inspiration to Get Your Credit Back on Track

No matter what caused you to have credit problems, there are many things that can help you get back on track. Whether your inspiration for repairing your credit is wanting to buy a home or to simply decrease your stress, there are tools like credit repair software that can help you take care of credit […]

What Not to Do When Trying to Repair Your Credit

So you’ve decided that it’s time to get your life in order and repair your credit. The problem is you don’t know where to start. You probably feel overwhelmed by your debt. If you have bad credit, chances are your finances are disorganized. You may be asking yourself, How can I fix my credit score? […]