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Understanding Credit Inquiries and How They Affect Your Credit

When it comes to understanding credit, there are many resources that can help you. Before you attempt the daunting task of fixing credit, you’ll want to gain at least some understanding of the various things that could have affected your credit, as well as the best ways to fix it. Credit inquiries are something to […]

Making Sure the Debt You Owe is Actually Yours

There are few things more annoying than constant pestering phone calls from debt collection agencies. Some of these collectors might be willing to go to great lengths to get you to pay a debt. They may resort to harassment in order to get you to just give up and pay the amount over the phone. […]

Easy Tips for Rebuilding Credit

With such difficult financial times in the economy today, many people are faced with credit problems. Rebuilding your credit can help you in the future when you want to buy a home or car, or take out other loans. There are many things you can do to make a big impact and greatly improve your […]

A Simple Lost Wallet Can Be the Cause of Many Credit Woes

We misplace things all the time. From the television remote to our car keys, things are constantly being moved and temporarily forgotten. When you make a mistake like this, the worst case scenario is usually a few minutes of frustration. When you accidentally leave your wallet on the table in a favorite restaurant or it […]

Should You Really File for Bankruptcy?

Many people right now are thinking about filing for bankruptcy because the state of the economy has left them without a leg to stand on. The past couple of decades have seen huge booms in credit, and people have been living beyond their means for years at a time. If you’ve found yourself in this […]