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Student Loan Default Can Ruin Your Credit

When you are in college, it can seem like the world is your oyster. Student loan payments are still a thing that you do not have to worry about, and your main focus is simply to have fun while getting a great education. Few students realize that student loan debt is one of the biggest […]

A Lost Wallet Can Lead to Identity Theft

Many people have faced the horror of a stolen or lost wallet. Knowing how to react, and doing so quickly, will help you avoid bigger problems as a result of such a loss. The faster you react, the more likely it is that you will be able to prevent a problem like identity theft from […]

What do the Credit Bureaus do Anyway?

These days, the lives of many are ruled by the opinion of the credit bureaus. Unfortunately, you need better and better credit right now to get loans or even land your dream job. Interestingly enough, many Americans don’t really even know what the credit bureaus do. If you find yourself in this situation wondering what […]

Avoid Bankruptcy by Repairing Your Credit on Your Own

In these trying economic times, many of us have amassed some amount of debt, whether it be smaller and more manageable or so big that you are not quite sure where to begin cleaning it all up. In recent years, there have been many layoffs, failed businesses, and much inflation of the dollar. Our own […]

How to Deal with Collections Calls

If you’re deeply in debt and are having financial troubles, collections calls are probably the bane of your existence. You dread that phone ringing every evening – usually during dinner, no less! Callers from some pesky companies may even be calling your friends, family members, and neighbors to get their hands on you. This can […]