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The FICO score is the most common credit score used by lenders to determine whether they will extend you credit. FICO is named after its developer, the Fair Isaac Company. In January, there were changes made in order to update the credit scoring model. This new model is called FICO 08 and is now used […]

Are you one of the millions of Americans with old, negative debt on your credit report? If so ,you are certainly not alone. Worse still, many of these people have debt on their reports that simply should not be there. This isn’t just a reference to people who have become the victims of identity theft, […]

Many people aren’t aware of how much their credit score affects their lives until they try to buy a car or get a mortgage. A low credit score can even impact your ability to get a new job! If you’re ready to improve your credit score, one of the best places to start is with […]

The year may be almost half over, but it is not too late to revisit your financial resolutions for 2010 and make sure that you are still following them as closely as possible. If you have veered off the rails, there is still time to get back on track. If you have already accomplished the […]

If you’re like many people today, you could use a credit score boost. In the game of credit, knowledge really is power. When you really know how to deal with your credit score, you’ll be able to make good choices that will help you in your credit repair quest. Here are some fact you need […]