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Since you already have an FHA mortgage loan, you already know that it’s easier to qualify for an FHA-insured loan than for a conventional loan and about MIP (mortgage insurance premiums). Chances are, though, that you don’t know about the latest changes that FHA’s made to the Streamline Refinance Program, changes that take it back […]

When you take out a mortgage or refinance one, the lender is going to want to know the value of your house, so they’re going to send out a house appraiser. Most people don’t challenge the lender’s choice of appraiser. Which is not the best way to go. Read on to find out why. Prior […]

If you’re like me, you’d love to reduce your auto insurance premiums yet not reduce your coverage. But do you have insurance agents as friends? I do. Two of them. While doing online research, I came acorss some intreting points. I thought I’d get a better understanding from my insurance friends, so I asked them […]

You have, I’m sure, heard of people who ran into all sorts of trouble after they bought their home, troubles that could have been avoided. Read this article and you won’t make 5 common yet costly mistakes people make when they buy a house. #1 Have A Buyer’s Agent Not having a real estate agent […]

If you’re like a lot of people, you probably think that banks don’t give out mortgages borrowers can’t easily reapy. Though what you think makes sense, it’s not how it actually works. Yes, banks look out for themselves but it’s a bit more complicated than that. But that’s not what I’m writing about. What I’m […]