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With the cost of care rising at a fast rate people have only two options for their future. They can study long term care costs by state and fly to a place which offers the lowest rate for nursing home care or they can do the most logical thing, which is, to plan their long […]

Isn’t it hard to do favors for other people when you know in your heart that your own needs are being compromised? Resigning from your job, for instance, to be able to provide 24-hour care to a family member who is chronically ill or disabled is a huge sacrifice because of the fact that you’ll […]

Do you have relatives who succumbed to a life-threatening illness? Are you in a job that requires you to travel most of the time? Are you single and have no plans of getting married at all? If you answered yes to all questions, there is absolutely no doubt that you will need long term care. […]

Anybody who thinks long term care insurance (LTCI) is just version two of his health insurance has absolutely no idea what he is missing out on. Many people seem to have boxed LTCI as an insurance coverage for one’s medical needs probably because of the word care, but the truth of the matter is that […]

Do you ever pause in your everyday activities to ask yourself what your life would be 30 years from now? When that time comes you won’t be as strong and as mentally sharp as you are now, so have you at some point considered yourself to be among those who should buy long term care […]