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Since California is one of the states that offer the most expensive LTC rates in the entire country, the local government has created and implemented the California long term care Partnership program, which is one of the provisions of the Deficit Reduction Act (DRA) of 2005. This program was created with the aim of providing […]

In order for an individual to obtain the most ideal and most suitable Long term care insurance plan for his future LTC needs, he must get a quote on long term care insurance first from several insurance companies before he make any commitment or confirmation to purchase a specific type of LTC policy. Why? Because […]

There are various types of long term care insurance plans that an individual must be aware of before he decides to purchase his own insurance policy. By being well informed and conscious of the differences that the Disability Model Indemnity plan and other types have, he will be able to choose and buy the most […]

Once a person buys his long term care insurance, his insurance provider may give him the option of receiving long term care newsletter in a certain period of time. This is one way of communicating and informing the policy owners, as well as those who are yet to decide what kind of LTC plan to […]

One of the most important factors of long term care insurance plans that is often misunderstood is the long term care insurance elimination period. Along with the other LTC insurance policy features that all policy owners must be aware of, this certain aspect of LTC plans must also be given enough attention in order to […]