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Long term care planning is not as difficult as most people think it is.  It only requires a positive  attitude and an inquisitive mind.  You cannot say you’re in the process of planning if you have not done any research yet.  So get a pen and paper and list down the things that you ought […]

The cost of long term care in Michigan is increasing faster than the national average especially in long term care (LTC) facilities.  Individuals who are anticipating care 20 years down the road must have a concrete financial plan to ensure themselves of quality care and their families of financial security because when that time comes […]

Maryland’s elderly population 65 years old and older currently makes up 12.3% of the state’s total population.  By 2030 this senior group is expected to double and the state shall subsequently be confronted with a greater demand for long term care (LTC).  State government agencies and Maryland long term care insurance companies are urging residents […]

Long term care costs in Indiana are increasing rapidly and the truth is, it has already surpassed the rate of inflation.  It does not matter where one chooses to receive care in Indiana because in the end he will still wind up paying close to or more than $80,000 annually.     Based on the […]

Even if the cost of care in Illinois is relatively lower than what is in other U.S. states, Illinoisans should still consider an Illinois long term care insurance policy because nothing is definite in the long term care (LTC) area.   The cost of care increases approximately 5% every year due to inflation.  Everybody should […]