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Before buying a long term care insurance policy, consumers are advised to study this product’s different components such as the long term care insurance benefit period, maximum benefit amount, elimination period, and rate of inflation protection.   Your policy’s maximum benefit period is the length of time that you will be receiving benefits from your […]

Even if you have a substantial amount of money to get long term care coverage you should take your time in studying your long term care insurance policy options to avoid running short of benefits or overspending on your premium.   Anyone who earns close to $100,000 a year will naturally feel confident in spending […]

To ask who should buy long term care insurance (LTCI) is like asking someone if he cooks his own meals.  Some people prefer takeout over cooking but when they have a tight budget they have no choice but to cook anything that’s available in their fridge.  Now in long term care (LTC), you can choose […]

There may be countless ways to acquire long term care (LTC) without private insurance, but you will eventually sacrifice one of your needs and this could be either your health care or your money.  By considering a long term care insurance Partnership Program policy you will be able to manage your LTC and protect your […]

Long term care (LTC) is very expensive at present and its cost is expected to only go higher in the succeeding years, but do not let this information hinder you from living normally.  You don’t have to spend everything that you’ve got on care, at least not with a partnership long term care insurance plan. […]