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Research has shown that more than 80% of Utah long term care is acquired at home because apart from elderly folks’ aversion to nursing home care, their loved ones admitted that they prefer to shoulder the responsibility of taking care of their old parents  rather than see them being moved into a far-flung long term […]

Ask Bay Staters if the Massachusetts health care plan mandates a law on the purchase of long term care insurance (LTCI) and they will answer in the negative.  Meaning to say, a resident of this state can choose not to buy an LTCI policy and not risk being penalized, but they have to face the […]

More people prefer an indemnity long term care insurance policy to a reimbursement long term care insurance policy because they find the latter teeming with so many restrictions.  Unfortunately, an indemnity plan is more expensive so they clinch a reimbursement policy instead, oftentimes with a heavy heart.   Before explaining how policies under the reimbursement […]

Perhaps some long term care experts have told you that the best time to purchase a long term care insurance (LTCI) policy is when you’ve reached the age of 50.  This is to avoid years of premium.  No one, however, said that you cannot get a quote on long term care insurance earlier than that […]

Each person has a different understanding of long term care (LTC) as everybody has unique health care requirements.  For instance, one may think that LTC is only provided in a nursing home but another would say it can also be acquired at home.  However, by reading substantial materials that are relevant to the subject like […]