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Most people have the habit of reading the newspaper over breakfast but only a few would go from cover to cover.  Average readers would normally browse through current events, business reports are digested by entrepreneurs, lifestyle articles are for socialites, and long term care news are read by health enthusiasts and those who do not […]

Through the Patient Protection and Affordable Care Act, the government introduced the Community Living Assistance Services and Supports (CLASS) Act to serve as a cheaper alternative to standard long term care insurance (LTCI) policies.  Long term care CLASS Act fashioned will help people save money was the belief of the government.   Until the program […]

Anyone who is in the process of planning his long term care (LTC) is advised to have a look at different long term care facilities as each offers services uniquely designed for specific health conditions.  To ensure yourself of the most appropriate facility, take time to consult your doctor.   Research has shown that a […]

Met up with a friend who just arrived from Chicago where she works as a physical therapist in one of the renowned nursing homes there.  Having an 86-year-old grandmother who lives by herself in the same city I asked my friend about long term care planning for seniors.   In a worried tone she told […]

Planning your long term care does not mean you have to put all of your money in a long term care insurance policy.  It’s true that insurance rates can be a pain but only if you do not study long term care insurance premiums by state before investing your hard earned money into this kind […]