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What is long term care insurance?  Some people think of long term care insurance (LTCI) as a product which they can buy off a counter and use in all kinds of long term care (LTC) facilities 20 or 30 years later.  They have to understand that it is a personalized plan designed by the buyer […]

To hear of people considering long term care insurance for their future health care brings forth feelings of relief because this will reduce the population that is bound to experience mediocre long term care.  However, shopping for a policy is not simple.  It is important to dissect each of its components carefully especially the long […]

  Financial experts and elder care specialists who are pushing for a better long term care (LTC) system can only advise you to buy your LTC insurance policy early.  In the end, it’s still you shall make the final decision.     You and the rest of uninsured residents are not pressured to purchase your […]

Are you on the verge of insanity due to soaring tax rates?  You have two options and these are to either put up with it or work for that long term care tax deductions.     If you answered the former, it is pointless to proceed with this reading but if it’s the latter then […]

If you are wondering how to save on long term care insurance, the experts on the field say there may be a few tactics to reduce the annual premium of your policy but the sure-fire way is to recognize your future health care needs early in life.     Some people reduce their maximum daily […]