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Long term care Partnership states offer affordable long term care insurance (LTCI) combined with supplemental Medicaid coverage so that even if you wind up exhausting your benefits, you won’t be left hanging in the air.     Any kind of LTCI policy is better than not having coverage at all.  Still it pays to look […]

So that Americans won’t have a hard time planning their future health care needs, private insurance companies offer a wide range of long term care insurance policy options.     There are three classifications of long term care insurance (LTCI) policies namely reimbursement, indemnity, and those that comply with the Partnership Program.  Each of these […]

Considering long term care insurance (LTCI) for your future is not only good because of the fact that it can alleviate long term care (LTC) expenses.  It also happens to be the best-designed long term care tax reduction tool.     Through the premiums which they pay into their coverage, owners of LTCI policies can […]

There are many factors to consider before buying a long term care insurance policy and one of them is your annual income.  It has to be way above the poverty level and secondly you should have a substantial amount of assets to be able to satisfy your long term care insurance elimination period.     […]

Old age, sickness, and mental deterioration can easily take away the self-esteem of any individual who used to be at the top of his career and whom people venerated.  However, this can be prevented through a disability model indemnity plan.     It’s human nature to want to be in control of your life.  To […]