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More choices make planning easier.  This statement goes for practically everything or anything that we need to plan for in life such as the house to buy, dinner to serve, place to vacation, and long term care.  Everybody is pressured to plan for the latter as its cost gets higher each year so perhaps it’s […]

As the cost of care continues to soar, people are beginning to get confused between annual long term care (LTC) costs and long term care insurance costs.     Who can blame them?  Today somebody reports about a 3% increase in the cost of care somewhere in the northeastern region and then the following day […]

To be able to gather accurate figures of long term care costs by state, check out the latest information which the experts on the field have recently churned out.     One of those experts is Genworth Financial, a leading long term care insurance (LTCI) company and an expert in financial planning, which releases annually […]

Even though the Department of Health and Human Services says the baby boomer generation has longer life expectancy, members of this generation have the prerogative to cut short their lives simply by not planning their long term care (LTC).     Or they can choose to spend more years with their families and friends.  They […]

These days, anyone who is approaching the age of retirement should give serious thought to a long term care insurance (LTCI) policy or else expensive long term care (LTC) services could wipe out his entire nest egg in less than a year.     This advice never ceases to bring forth the famous question “What […]