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Everybody is anxious about the future cost of care and they know long term care planning is a must but they do not know exactly where and how to start.     Even though only 10 million Americans currently have long term care (LTC) plans it does not mean that the rest of the population […]

Nowadays it is no longer a question of who should come up with long term care plans because at the rate long term care (LTC) costs are going, people who don’t plan for it will end up receiving no care at all or if they’re lucky Medicaid could spare them a room in a nursing […]

Long term care insurance is difficult to sell not because people do not understand what it offers but because they dread long term care insurance premiums, thinking that the price of a potential policy could displace their finances and impoverish them in no time.     People who think this way about long term care […]

Turning 65 is supposed to be a life defining moment for senior folks as it marks their retirement from long years of laborious work.  Unfortunately, many individuals nearing this age are not sure if they should retire at all because they were not able to buy a long term care policy that will protect them […]

Before buying a long term care insurance policy you should take time to look into various long term care insurance quotes as this will help you assess the amount of coverage that you will need and the premium which you are capable of maintaining yearly.     Long term care insurance (LTCI) is an expensive […]