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Had the Community Living Assistance Services and Supports Act (CLASS Act) not been cancelled, October of this year would’ve been monumental as the Secretary of Health and Human Services (HSS) is scheduled to lay down the details of the Act’s benefits in the said month. Unfortunately, that health reform program is now just a thing […]

There is no better way to start the New Year than with a list of priorities that would probably include plans for your career, family, and finances. Now if you were to encapsulate all of these into a single plan it will produce a long term care insurance (LTCI) policy. It is a relatively new […]

In the previous years, people would oppose the idea of buying a long term care insurance (LTCI) policy for their future health care needs. Different reasons shall come bursting from their mouths. In the end, its Medicaid that shoulders their expenses. Financial advisors and elder care specialists advise everybody to make it different this year. […]

Nevada is unfortunately on the list of states with the highest Medicaid spending and this can be attributed to the big number of uninsured Nevadans who are depending solely on the said federal health insurance program for their Nevada long term care. It can be recalled that in the second quarter of 2011 a proposal […]

Just like other U.S. states, Florida remains with a big number of uninsured Americans and their reason for not buying long term care insurance (LTCI) is not because they don’t need it. They need a policy but they cannot afford it. That explains how Florida long term care partnership plans came to be. Standard long […]