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Before the enactment of the Community Living Assistance Services and Supports Act (CLASS Act), Americans were taught to plan their long term care with private insurance, retirement money, reverse mortgages, and annuities. All of a sudden, came long term care CLASS Act fashioned which aims to provide long term care (LTC) coverage for middle-class workers […]

Conducting long term care research can lead to the actual purchase of a long term care insurance (LTCI) policy which is designed to cover your expenses in a nursing home and even at home. That is the case if the purpose of your research is to secure your future but if it is only to […]

There is no single factor that can be attributed to the cost of care neither is there any for long term care insurance premiums by state. The costs of long term care (LTC) and long term care insurance (LTCI) policies are practically based on a similar set of determinants such as the population of a […]

People would normally welcome the New Year with a bang and fresh plans but according to long term care news, the health care industry is stuck on the same issues. Percentage of uninsured individuals, nursing home layoffs, repeal of CLASS Act, and funding reduction of Medicare and Medicaid will apparently be hauled dramatically into 2012. […]

It’s been two months since the formal demise of the Community Living Assistance Services and Supports Act (CLASS Act). This federally-supported voluntary insurance program could’ve been an alternative passport to long term care CLASS Act supporters believe. Unfortunately, it appears the Department of Health and Human Services (HSS) has no intention of reviving it anytime […]