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Long term care insurance is a very important product which people need to consider for their future.  Perhaps you can think of it as the lone insurance product which offers access to quality care and asset protection.  Rates of nursing homes, community-based care, and even in-home care get higher each year so there is no […]

Many people consider long term care (LTC) planning complicated when in fact all it takes for them to clinch a good plan with ease is a long term care quote.   To get a quote one does not even have to leave the premises of his home anymore as there are countless insurance companies that […]

As long term care costs continue to increase each year, everybody is advised to plan his long term care (LTC) early to avoid getting himself in a financial situation which only few people have managed to escape from.   Whether you decide to acquire care in a nursing home or at home or in a […]

Some nursing homes, out of their compassion and generosity, offer free physical therapy to their elderly residents who are receiving long term care through Medicaid.   That freebie, however, is usually good for two weeks only.   Different kinds of geriatric diseases require physical therapy and among these are arthritis, osteoporosis, Alzheimer’s disease, and Parkinson’s […]

We all wish for long term care to be more affordable than it is today but the painful truth is that this is a long shot.  So far, individuals receiving care via federal health care programs are receiving mediocre services than those with long term care insurance (LTCI).  So what’s your take on it?   […]