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Only a handful of Americans can afford to pay the price of long term care (LTC) and most of these able citizens are famous for their affluence.  Now if you’re an average American and your wealth has never been the talk of the town, self-insuring is not going to be right but you can definitely […]

Having long term care insurance could spare you and your family from the high cost of care, only if you manage to clinch the right policy.  Some people with long term care insurance policies wind up filing a complaint against their insurers after their claims have been refused.   In the end, their efforts turned […]

Practically everybody acknowledges the importance of having a long term care insurance (LTCI) policy but only a few people have managed to secure this insurance product as majority of Americans would still welcome the idea of self-insurance.   According to individuals that specialize in retirement planning, you can self-insure if you are well-off but if […]

Last year’s 3 in 4 Need More nationwide campaign for long term care awareness has helped increase the number of insured Americans in various U.S. states.  However, the uninsured population is still leading and no doubt, this can be attributed to diffidence.   Many people continue to avoid the opportunities that can lead to an […]

Although it is given that long term care insurance is an important investment which Americans should consider, everybody must weigh his resources first before putting his money in this product.  Now, if an individual seriously wants to get his hands on a policy despite having to adjust his current lifestyle a bit to be able […]