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There’s no arguing that long term care is really expensive and only those with a net income worth a billion or more can afford to pay it out-of-pocket.  Ordinary citizens have to find ways to save on long term care lest they find themselves in the financial hole which only a few have emerged from […]

As the cost of care rises ceaselessly, approximately 5% yearly, everybody should stop the illusion that they can work out a budget for their long term care needs.  They can set aside a fixed budget for their long term care insurance premiums but never for the cost of care.     Long term care (LTC) […]

Long term care insurance is not just any product which you can buy off a store counter anytime you feel like it.  According to reliable long term care insurance information anyone who wishes to buy a policy should do so at the recommended age; perhaps not older than 65.   Buying a long term care […]

While Georgians should be grateful for the health care opportunities that have been provided to them by the Affordable Care Act, they should not discount the importance of having a Georgia long term care plan which is nowhere to be found in the said Act.   Long term care (LTC) is a wide array of […]

Perhaps everybody can see that Pennsylvania long term care costs are excruciating especially to those who only have their home and little assets to rely on.  In fact, it won’t take long for a home health aide to start charging elderly and disabled Pennsylvanians $96 per hour.   Pennsylvania’s cost of care is frustrating its […]