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Many have been said about the importance and necessity of having or owning LTC insurance policies. But not all Americans may be aware of the various long term care insurance benefits that these kinds of insurance plans provide. One of the main reasons why some residents are not that interested or are not really willing […]

When we were younger, we often hear the cliché, Health is Wealth from our parents and other older family members to remind us to take good care of ourselves. But in reality, we still cannot predict or prevent having certain illnesses and diseases especially if are immune system is weaker due to old age. This […]

Now is the a crucial time for those working individuals to think ahead and consider owning an LTC insurance policy for their future LTC needs. With big demands and curiosity over what an individual can really get from owning it, the government, together with some private insurance companies in the country, has created and implemented […]

According to the U.S Census Bureau’s data, 38.6 million elderly people who are 65 years old and older comprise the country’s total population and about 10 million of them currently have ambulatory disability while over three million are suffering cognitive impairment. This dumbfounding information proves once again that 3 in 4 need more effective strategies […]

Anyone who is planning his future health care and looking at long term care insurance should focus on the factors that will determine his long term care insurance benefits to avoid running short on coverage and paying more out-of-pocket. So many people acknowledge the fact that the current cost of care can wipe out their […]