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I’ll be the first to raise my hand in response to this question.  Prior to considering the Community Living Assistance Services and Supports Act (CLASS Act), the first of many health reforms which the government is working on and which was signed into law just last year by the President, I thought about purchasing a […]

Women can’t help but take care of the ones they love – their parents, siblings, husbands, children, friends, and even their pets.  Although this special trait is worthy of praise, it’s also the very reason more women tend to require long term care (LTC) than men. In a recent study conducted by the Society of […]

Leading insurance companies offering long term care plans are urging the growing elderly population to secure insurance policies that will cover their future health care and medical needs. Although it won’t be till 2026 before costs of long term care (LTC) double as predicted by long term care experts, financial advisers say that’s only like […]

No one can deny the importance of having long term care insurance.  Without it, millions of Americans who are anticipating long term care (LTC) in the next 15 years will be left with no choice but to use their assets to pay for a nursing home, assisted living, home care, or another LTC facility. Unfortunately, […]

Long term care costs vary in every state.  What may seem too expensive in Alaska may be offered at a more reasonable price in Louisiana.  This is practically why choosing the place to grow old is as important as identifying which type of long term care insurance (LTCI) policy to purchase. Perhaps this is an […]