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Elderly folks are constantly encouraged to secure long term care insurance (LTCI) policies for their future custodial and health care needs, but are LTC facilities really equipped to take the elderly under their wing? It appears that health authorities should be conducting rigorous inspections of nursing homes nationwide to ensure the elders that when the […]

Many people who are almost to their retirement years are wondering if investing into LTC insurance policies is the right decision. Perhaps these people have been reading in hopes of clinching the best option in the market.  Meanwhile, guess the others have been advised by their financial consultants or insurance agents to come up with […]

Whether you choose to settle down in a retirement community or to receive care in a nursing home, or perhaps to simply stay home and hire a home health aide which charges $19 an hour, there’s no escaping the high costs of long term care. Only with a long term care insurance (LTCI) policy can […]

If your monthly income is way higher than $650, say over $1,000 or $2,000 and you’re confident that you have more than $100,000 in your savings account, get a long term care plan than risk your future to an indefinite health program. As the government continues its undertakings for health care reform via new health […]