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Life insurance offers people the chance to insure their lives against the event of death occurring. This offers protection for the loved ones that are left behind, which will then help alleviate any financial pressures that they may have after the death of their loved one. Life insurance is a cash lump sum that is […]

When considering taking out a critical illness or life insurance policy you will need to take into consideration a few factors. One main factor could be that you are taking it out to ensure that the loved ones you leave behind upon your death are left leading a relatively comfortable life style in the terms […]

Many people are unaware of what a critical illness insurance policy is and others that do know may consider it to be a waste of money. Basically this is where a provider being an insurance company, offers covers to the insured person(s) for the future. As the future is unforeseeable we can only try and […]

When taking out insurance such as critical illness you should be aware that most companies offer a system for payment failures. Should you not have enough money in your bank or are unable to make a premium and your payment fails they will typically offer you a 30 day grace period in order for you […]

Income protection can be sold by many individual different companies in the United Kingdom. Regardless of who sells the income protection cover you must be aware that they should be regulated by the FSA – Financial Services Authority. If the provider you chose is not registered with them, then you should avoid insuring with this […]