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It can be very time consuming to decide on an insurance plan you would like. You may have family members or friends who have already taken out a life insurance plan and may pass their knowledge onto yourself, however it is better to keep an open mind as different plans suit different people and it […]

Serious Illness Cover is a relatively new proposition offered by Pru Protect and is totally different from a critical illness contract that is offered in today’s market by most insurance companies. The most important thing to appreciate is that serious illness cover tends to cover more illnesses but then on diagnosis or claim the claim […]

Within a critical illness policy, there are many different cost options to choose. Most people would start by considering a sum assured to at least cover outstanding mortgage loans or ideally mortgage loan and any other debt. The term of the policy would naturally be until these had been negated, although so people would consider […]

2There are so many different types of extras that can be added on to insurance policies. Waiver of premium is one of them. This could be known under various names or descriptions such as payment protection cover, illness cover and many more. Waiver of premium can typically be added to any kind of policy providing […]

People say that you should always expect the unexpected. By this they mean be on your guard for something happening and be prepared. There are many things that we can not predict but can try and alleviate in ways of financial matters such as the death of a loved one. As we are all very […]