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A debt is incurred when a person borrows money from a lender against collateral and a promise to return the money along with the interest after a certain period of time. It is always advisable to pay once debts in time. Failure to repay a debt or loan leads to serious consequences and might disqualify […]

During the recent times, there has been a steep increase in the financial scams all over the world. This is one major reason why almost all the banks and the private financial institutions have come up with some really strict rules and conducts in order to protect their financial records as well as customer database. […]

After a student graduates, he/she usually has a period of six to nine months before the repayment starts. The lending institutions inform the borrower about the date on which they have to start the repayment. Any default in repayment can lead to negative consequences. Student loan is a necessary evil but there are several ways […]

Consumers all over the world are getting cheated on their consumer rights as well as the products they are buying from the dealers and manufacturers all over the world. Most often than not, the innocent and the naive customers fall into the trap of such dealers and manufacturers and face immense losses in terms of […]

The fair debt collection act is an act that is implemented by the federal government to protect the rights of both the debtor as well as the creditors. This act prohibits the debt collection agencies from harassing the consumers and from using any kind of abusive practices. The method of collecting debts via the help […]