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You’ve long since graduated high school. And you’ve been in your current career quite awhile; owned your own home not much longer after that. You’ve just gotten yourself and your new family on your feet and now, you have to take care of your aging parents or your partner’s aging parents. It’s a cost that […]

So, now it is time to buy a house or time to buy another house. You may have decided renting is not for you because you realized renting is throwing money away or perhaps it’s the first time you’re striking out on your own, and you just want to be a homeowner. Maybe you now […]

Congratulations! You just got married. This is such a joyous time in your life. You got through the wedding—thank God! And, you relaxed on your blissful honeymoon—perfection! Now you are home and ready to start your new life together.  Just as you are thinking about how to change your house to accommodate your new partner […]

A bank’s loan officer and a mortgage broker have similar titles and both work with mortgages; this leads to some confusion about whether or not the two are one in the same. But the truth is that beyond those two similarities, these two couldn’t be more different. Bank loan officers, sometimes also called mortgage bankers, […]

A home equity loan isn’t complicated, but that doesn’t mean everyone has a clear idea about what it is.  Misconceptions abound about home equity loans.  To clear the air, a home equity loan is a loan in which a homeowner uses the equity in their home as collateral.  This means that a homeowner can “cash […]