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What is insurance? It can be defined as the payment of a small predictable amount of money i.e. premium, in order to protect against a larger unpredictable expense that may be a loss or claim. In short, insurance protects against a larger unpredictable expense and transfers the risk from you to the insurance company for […]

With the Internet playing a bigger role in people’s lives today than it did a couple of years back, more and more companies are beginning to offer insurance policies online. This reduces their operational overheads, resulting in lower premiums compared to traditional insurance companies. Also, by using the Internet to offer insurance policies, companies are […]