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Many have been said regarding the issue on who should buy long term care insurance policies, and more often than not, many people think that those who are nearing their retirement age, have serious medical issues, and elderly people are the only ones who need such insurance policies. Little did they know that almost all […]

One of the reasons why a lot of people consider long term care policies is that they cover services that are not usually included among traditional insurance policies.  Knowing these services is very important especially for first time buyers.  This can help them determine the advantage of an LTC over other health plans, thus guiding […]

Now the public is becoming more aware and conscious of the various benefits and advantages of LTC insurance, it is but necessary to know first the different long term care insurance policy options that they can choose from. This process is important so as not to stress one’s financial resources due to paying the high-priced […]

According to the statistics of the U.S. Department of Health and Human Services, the elderly population aged 65 and older is expected double to 70 million but only a fraction of this number is ready to face the high cost of care.  Obviously, 3 in 4 need more real life situations that are relevant to […]

No one can argue that long term care insurance is a necessity in people’s lives but the fact remains that not everybody can afford it.  So, the question at hand is who should buy long term care insurance? To summarize what the experts said, people who are capable of maintaining an annual premium which ranges […]