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One has to take a good look at all long term care insurance policy options before he can identify which one will be most suitable for his future health care needs. Each type of long term care insurance (LTCI) policy has features which others do not have.  Each addresses a specific set of long term […]

Investing in long term care insurance will cost a lot of money but not exactly your entire savings if you know how to strategize your coverage.  If you’re wondering how to save on long term care insurance without compromising your health care needs, read on. Long term care insurance is, indeed, a necessity nowadays as […]

Long term care is not only a topic for individuals who are moving towards the retirement age and families who are looking after their disabled loved ones.  It is a national issue that will affect every one of us to some degree.  Aside from those in need of care, other people who can benefit from […]

Every year the cost of care increases so anybody who lacks information on long term care might just wake up one day needing care and wonder where to get the money to pay a home health aide that charges $76 per hour. This is not a hyperbolic statement but a fact.  Seventy-six dollars for a […]

Nobody bought a long term care insurance policy and felt excited about using his long term care insurance benefits. As a matter of fact, many dread the day that they will qualify for long term care as this signifies the loss of independence. However uncomfortable many policyholders were with the idea of preparing for the […]