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One of the most difficult parts of designing an insurance plan is choosing between long term care insurance daily benefits or monthly benefits.  These two are actually the choices for the benefit amount.  Most people have a hard time understanding this because they either lack useful information or proper guidance from experts regarding this matter. […]

What is indemnity long term care insurance? While LTC becomes a popular insurance option, it is still quite undeniable that a large percentage of Americans still don’t have enough information about it.  New buyers even existing policy holders experience confusion in understanding the existing various types of policies.  Answer sites and health or insurance forums […]

Good news! Do you know that there are tons of ways for you to save on Long Term Care?  You need not deplete your savings for an expensive LTC plan.  Simply follow these quick and easy saving tips to receive quality LTC insurance at a reasonable cost. First and foremost, search online for LTC quotes […]

The continuous hike in prices of long term care premiums are the main subjects of recent health and insurance news.  Most of these articles report on the plan of the major players in the industry in increasing premiums which is expected to be around 40% next year as per John Hancock.  This is based on […]

Long term care elimination period is one of the most important aspects of an LTC plan that interested buyers and existing policy holders should know and understand.  Each policy contains specific provisions that regulate one’s eligibility for benefits.  Let us look at what elimination period is, what are its options, and how to choose among […]