Archive for the "Credit Cards" Category

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Balance transfer without fee

Earlier, more than a dozen cards offered balance transfer deal. Subsequently, only two companies have come forward and offered the deal. Now, few credit card companies offer only three credit cards for the deal. However, finding the deal offered by credit card companies is not an easy task unlike yester years. Initially, credit card companies […]

Hidden facts about cards minus annual fee

Competition among the credit card companies is obvious with the umpteen number of credit cards introduced in the fast growing credit card industry. Moreover, cards are offered coupled with special introductory offers like either zero APR or no annual fee. It is so common for users to get attracted to such special offers. Companies have […]

Avoiding credit card fee-Is it possible?

Grace Periods The moment you make a purchase, interest starts accruing to your credit card. It is always advisable to pay off before interest accrues on the purchase. Some of the companies allow grace period before interest is accrued whereas some companies do not facilitate with grace period. In case if it is noticed that […]

Seven commandments to avoid credit card fee

Trends keep changing in all the fields where credit card industry is no exception. The business is prone to increase in the existing fee besides creating and adding new fee. But, the change is not a life and death question for the users and they can as well cope up with the wide spread trend […]

Credit Bureaus-Tell me about them

You have probably heard the term credit bureau in the past. This term, interchangeable with credit reporting agency, details an organization that obtains and compiles consumer’s credit and financial history. This record includes the types of credit lines you have open, those you have had in the past, anytime in which your payments were later […]