Archive for the "Credit Cards" Category

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How Unsecured Credit Cards Can Help To Rebuild Credit

As the label suggests, unsecured cards do not demand any pre-payment or asset that acts as a security. These cards are issued after a thorough examination of credit score and income. Unlike with other types of credit cards the interest rate of unsecured cards is bigger. If you want to build credit using an unsecured […]

Take help of a credit counseling company to fix bad credit

Cost of living is on the rise. Very few people can maintain a good stand of living out of their own resources. Like most of the others, if you too require a loan or a credit card, you must take care of your credit score. If you have a low score, you should immediately take […]

How to Stay Out of Credit Card Debt

Many people think that young consumers should never be allowed to use student credit cards. They contend that teenagers are very irresponsible when it comes to managing their finances. And should young students be allowed to use their first credit cards, for sure they will fall into debt traps and experience great financial problems. But […]

Credit Score Changes in FICO 08

The FICO score is the most common credit score used by lenders to determine whether they will extend you credit. FICO is named after its developer, the Fair Isaac Company. In January, there were changes made in order to update the credit scoring model. This new model is called FICO 08 and is now used […]

How to Save Money When Times are Tough

As some people say, “The lack of money is the root of all evil”. That is because of the negative effects in our lives when we become insufficient with funds. As money becomes a necessity in our everyday lives, it also becomes impossible for us to live without it or live with the lack of […]