Archive for the "Credit Cards" Category

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Is Your Personal Credit Card Information Safe?

The truth is that just about everyone has a credit card. Whether you use your credit card for monthly purchases and pay it off each and every month or only hold on to your card for emergencies—chances are that there’s at least one piece of plastic in your wallet. But did you know that it’s […]

What is the Punishment for Identity Theft?

More and more, as time goes on, you hear about identity theft and fraud. It seems like there are more ways now than ever for this type of crime. However, what all do you know about the consequences of identity theft? Following is an overview of how identity theft and like-minded crimes are punished. Former […]

When Do Balance Transfers Pay Off?

Credit cards can be confusing, especially when you get into complicated topics such as balance transfer credit cards. A balance transfer involves transferring one credit card or loan debt to another credit card or loan balance. One of the reasons why balance transfer is so attractive is that you can consolidate all of your debt […]

Cash or Credit? How to Decide the Best Way to Pay

“Cash or credit?” You probably get asked this question at least once every day, at grocery stores, retailers, restaurants—pretty much anywhere you spend money that accepts both forms of payment. If you have both cash and a credit card (or more) on-hand, how exactly do you decide which to pay with? Many people believe that […]

Best Credit Cards to Build Credit

You should think of your credit history as your financial services’ Twitter account.  Whenever you enter into a financial transaction with a creditor like a bank or credit card company, they periodically tweet your account’s status update.  These tweets are collected by the major credit bureaus building a history.  That history tells a story about […]