Archive for the "Insurance" Category

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Seniors Need Care But Where Should They Get It?

Met up with a friend who just arrived from Chicago where she works as a physical therapist in one of the renowned nursing homes there.  Having an 86-year-old grandmother who lives by herself in the same city I asked my friend about long term care planning for seniors.   In a worried tone she told […]

What’s the Cost of Care in Your Place?

Planning your long term care does not mean you have to put all of your money in a long term care insurance policy.  It’s true that insurance rates can be a pain but only if you do not study long term care insurance premiums by state before investing your hard earned money into this kind […]

Is Long Term Care Insurance Optional?

If the average annual cost of care is $10,000 or less you won’t hear financial advisers and professionals on the field of long term care egging people buy a long term care policies, but the unfortunate truth is that you won’t be able to receive quality care if you are earning less than $100,000 a […]

The Beginner’s Self-help guide to Home Insurance in New York

Getting your own home insurance in New York is important, whether you’re a residence owner or perhaps a tenant. Nearly all mortgage companies and many landlords require that you have coverage. You must have insurance even if your lender does not require it. Protect your asset and make plans for just about any unfortunate events […]

Flouting traffic laws and accidents raise your auto insurance costs

You might have spent months in search of the perfect auto insurance policy for your beloved vehicle. You get involved in an accident, and all your previous efforts go in vain. It is because the rates on an auto insurance policy soar up after every accident.   However, accidents are unpredictable and don’t follow a […]